Home › Preauthorized Hold

Preauthorized Hold

When using your card at certain locations, such as restaurants, hotels, or other venues that often include a tip or surcharge, merchants may add in a tolerance amount – a preauthorization of up to 20% or more - so please ensure you have sufficient funds on the card before you make a purchase.

Example: If your total bill at a restaurant is $50, the card may be preauthorized for $50 + 20%. Although you will only be charged for the actual total that is signed for, you will need an available balance of at least $60 on the card for the transaction to be approved.

If your total, after adding in the tolerance amount, exceeds the balance on the card, it will be declined. Also note that when purchasing gas, many gas stations will not allow prepaid cards to be used at the pump; payments must be made in-store with the cashier.

For any other question or further inquiries, please contact TruCash Customer Service
at 1-800-624-6171 Monday - Friday 9am-5pm EST

Card FAQs

Looking to for more information about your card? Read our Frequently Asked Questions.

Learn More

Cardholder Support

Call us toll free at 1-800-624-6171, Monday to Friday between 9am and 5pm (EST).

Learn More

James Dean Prepaid Card

To find out more about the James Dean Prepaid Visa Debit Card please click below. 

Learn More

TruCash Wallet

Manage your account, view balances, send funds, pay bills and more, with real-time transaction alerts.

Now available for Android and IOS


© 2021 DCR Strategies Inc. All rights reserved.